About HomeSec Business Finance
The private lending experts. Lending our own money since 2004.
HomeSec Business Finance is one of Australia's longest standing and most experienced private business lenders. We fund the majority of our loans from our own balance sheet — and on some, we invite a small group of wholesale investors to co-fund alongside us.
An introduction from the CEO
“It works week after week, month after month, year after year — as it has since 2004.”
My name is Paul Stone. I'm the Joint CEO and founder of HomeSec Business Finance. Jason Brockmuller, our other Joint CEO, and I are proud of the reputation and the lending track record we've built — and we're both still involved in the decision on every loan we fund.
Investing with us is simple on purpose. You choose which loans to fund. We do the due diligence on every application and put it together in a pack for you to assess yourself. If you like a loan, we prepare the loan agreement in your name, the borrower signs with their solicitor present, and the mortgage is lodged with you on it before the loan settles.
You are not left wondering how things work, and your return on investment — or the security of your funds — isn't dependent on a whole heap of things going exactly right. That's the point.
We also put our own money into every loan we offer to investors. If we wouldn't lend our own capital on it, we won't ask you to.
Paul Stone
Joint CEO & Founder
What makes us different
Experience you can't shortcut.
We know the property market inside out
We've lent across every state and territory — metro and regional — for two decades. We know which properties sell, and we don't take unnecessary risks on strange properties or ones that would take forever to sell.
Straightforward loans only
Business loans of 1 to 12 months, secured by registered first and second mortgages. A maximum 80% LVR on residential, lower on commercial. No construction. No development.
Our money in every deal
Most of our lending is funded off our own balance sheet. When we invite co-funders, our capital sits in the same loan, on the same mortgage, as theirs.
A 50-point due diligence checklist
Every loan is assessed against it before it's approved — let alone offered to an investor. Both joint CEOs are involved in every decision.
Specialist lawyers in every state
Our loans are recoverable through the courts in every state of Australia, and we work with specialist mortgage and property lawyers nationally.
Founding member of ASTLA
HomeSec is a founding member of the Australian Short Term Lenders Association, formed in 2010 as a self-regulating body for the industry.
Leadership
The people who review every loan.
Paul Stone
Joint CEO & Founder
Founded HomeSec Business Finance in 2004 and wrote its first private business loan. Involved in every loan decision since.
LinkedIn
Jason Brockmuller
Joint CEO
Runs credit policy and the second-mortgage book. With HomeSec since 2008 and involved in every loan decision.
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Catriona Anderson
General Manager
Signs off every credit decision the team writes. With HomeSec since 2005.
LinkedInCompany details
- Company
- HomeSec Business Finance Pty Ltd
- ABN
- 50 150 013 513
- Founded
- 2004, by Paul Stone
- Office
- Level 1, Suite 6, 1488 Ferntree Gully Road, Knoxfield VIC 3180
- Investor enquiries
- 03 9017 8277 · 7 days
- Borrowers
- homesec.com.au
Wholesale & sophisticated investors
Come and co-fund with us
Register your interest and our Funding Manager will be in touch during business hours — usually for a short call or Zoom to understand what you're looking for. No obligation, and you never have to take a loan you don't like.